Security and care for all!

Get to know Liberty Immigrants’ Care, a unique, innovative programme. Based on the principle that nothing is more precious than health, Liberty Life has created the medical plan ‘Liberty Life Immigrants’ Care’’, designed to offer protection to immigrant workers, students etc, in case of illness or accident, for which treatment is often very expensive. Based on the programme, medical expenses are covered at a rate of 90%, for both hospital and out-patient treatment.

In-patient care:

Should it prove necessary as a result of illness or accident for the insured to be admitted to hospital, Liberty Life covers medical expenses:

• Treatment
• Daily hospital charges
• Daily hospitalisation in Intensive Care Unit
• Laboratory and radiological tests
• Baby Delivery – Allowance
  This allowance is paid for the insured, whether delivery occurs by natural childbirth or caesarean section, provided that delivery occurs 10 months after commencement of the policy.
• Transportation of remains
  In case of the death of the insured, the Company will cover the cost of transporting his/her remains to the country of origin

Out-patient care:

Should it not prove necessary as a result of illness or accident for the insured to be admitted to hospital as an in-patient, Liberty Life covers:

• Medical consultation
• Medication and diagnostic tests
• Physical therapy
• Laboratory and radiological tests

Advantages:

• Adjustment of premiums and cover according to the profile of the insured – e.g. labourers, domestic workers, students, visitors to the Cyprus Republic, etc.
• Consistency and reliability backed by the co-operation between Liberty Life and Hannover Re, one of the largest reinsurance giants in the world.